|
State
|
Written contracts |
Oral contracts |
Promissory notes |
Open accounts (including credit cards) |
| Alabama |
6 years
|
6 years
|
6 years
|
3 years
|
| Alaska |
6
|
6
|
6
|
6
|
| Arizona |
6
|
3
|
5
|
3
|
| Arkansas |
6
|
3
|
5
|
3
|
| California |
4
|
2
|
4
|
4
|
| Colorado |
6
|
6
|
6
|
6
|
| Connecticut |
6
|
3
|
6
|
6
|
| Delaware |
3
|
3
|
6
|
3
|
| D.C. |
3
|
3
|
3
|
3
|
| Florida |
5
|
4
|
5
|
4
|
| Georgia |
6
|
4
|
6
|
4
|
| Hawaii |
6
|
6
|
6
|
6
|
| Idaho |
5
|
4
|
10
|
4
|
| Illinois |
10
|
5
|
6
|
5
|
| Indiana |
10
|
6
|
10
|
6
|
| Iowa |
10
|
5
|
5
|
5
|
| Kansas |
5
|
3
|
5
|
3
|
| Kentucky |
15
|
5
|
15**
|
5
|
| Louisiana |
10
|
10
|
10
|
3
|
| Maine + |
6
|
6
|
6
|
6
|
| Maryland |
3
|
3
|
6
|
3
|
| Massachusetts + |
6
|
6
|
6
|
6
|
| Michigan |
6
|
6
|
6
|
6
|
| Minnesotta |
6
|
6
|
6
|
6
|
| Mississippi |
3
|
3
|
3
|
3
|
| Missouri |
10
|
5
|
10
|
5
|
| Montana |
8
|
5
|
8
|
5
|
| Nebraska |
5
|
4
|
6
|
4
|
| Nevada |
6
|
4
|
3
|
4
|
| New Hampshire |
3
|
3
|
6
|
3
|
| New Jersey |
6
|
6
|
6
|
6
|
| New Mexico |
6
|
4
|
6
|
4
|
| New York |
6
|
6
|
6
|
6
|
| North Carolina |
3
|
3
|
5
|
3
|
| North Dakota |
6
|
6
|
6
|
6
|
| Ohio |
15
|
6
|
15
|
6
|
| Oklahoma |
5
|
3
|
5
|
3
|
| Oregon |
6
|
6
|
6
|
6
|
| Pennyslvania |
6
|
4
|
4
|
6
|
| Rhode Island |
15
|
15
|
10
|
10
|
| South Carolina |
10
|
10
|
3
|
3
|
| South Dakota |
6
|
6
|
6
|
6
|
| Tennessee |
6
|
6
|
6
|
6
|
| Texas |
4
|
4
|
4
|
4
|
| Utah |
6
|
4
|
6
|
4
|
| Vermont |
6
|
6
|
6***
|
6
|
| Virginia |
5
|
3
|
6
|
3
|
| Washington |
6
|
3
|
6
|
3
|
| West Virginia |
10
|
5
|
6
|
5
|
| Wisconsin |
6
|
6
|
10
|
6
|
| Wyoming |
10
|
8
|
10
|
8
|
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